Insurance Solutions | Samantha & Cole Frank - Equis
Explore life insurance, IULs, mortgage protection, final expense insurance, and child wealth planning solutions with Samantha & Cole Frank - Equis.
LIFE INSURANCE
MORTGAGE
FINAL EXPENSE
FREE CONSULTATION
YEAR ESTABLISHED
2020
Insurance Solutions Designed Around Your Goals
No two families have the same financial goals, responsibilities, or concerns. That's why finding the right insurance coverage starts with understanding your unique situation and building a strategy that supports both your present needs and future plans.
At Samantha & Cole Frank - Equis, we help individuals and families explore insurance solutions designed to provide financial protection, long-term security, and peace of mind. Whether you're looking to protect your loved ones, prepare for retirement, safeguard your home, or create opportunities for future generations, we're here to help you understand your options and make informed decisions with confidence.
Based in Billings, Montana, we proudly serve clients throughout Montana, Washington, Wyoming, North Dakota, Idaho, and Pennsylvania through both in-person and virtual consultations.
Finding the Right Coverage Starts with a Conversation
Insurance isn't one-size-fits-all.
The right solution depends on factors such as your family, financial obligations, future goals, and stage of life. Some individuals are focused on protecting their income and loved ones. Others are preparing for retirement, planning for future expenses, or exploring ways to build wealth through insurance-based strategies.
Our role is to educate, guide, and help you evaluate the options available so you can choose coverage that aligns with your goals.
Our Core Insurance Solutions
We offer a range of insurance solutions designed to help protect what matters most while supporting your long-term financial objectives.
Indexed Universal Life (IUL) Insurance
Indexed Universal Life Insurance combines life insurance protection with the opportunity to build cash value over time. Many individuals use IUL policies as part of a broader financial strategy because of their flexibility and long-term growth potential.
Potential benefits may include:
- Lifetime protection
- Tax-advantaged cash value accumulation
- Flexible premium options
- Supplemental retirement income opportunities
- Legacy planning benefits
Life Insurance
Life insurance provides financial protection for the people who depend on you. Whether you're looking for term life insurance, whole life insurance, or other permanent coverage options, the right policy can help provide security and peace of mind for your loved ones.
Coverage options may include:
- Term Life Insurance
- Whole Life Insurance
- Permanent Life Insurance
- Cash-Value Life Insurance
- Supplemental Life Insurance
Mortgage Protection Insurance
For many families, a home is one of their most important investments. Mortgage protection insurance helps provide financial support so loved ones can remain in their home if the unexpected occurs.

Benefits may include:
- Mortgage payoff protection
- Family financial security
- Reduced financial stress
- Greater peace of mind
Final Expense Insurance
Final expense insurance helps families prepare for funeral costs, burial expenses, and other end-of-life expenses. These policies are designed to reduce financial burdens and provide loved ones with additional support during difficult times.
Potential benefits include:
- Affordable coverage options
- Flexible benefit amounts
- Simplified qualification options
- Financial protection for loved ones
Juvenile Life Insurance & Child Wealth Planning
Planning for a child's future can start earlier than many people realize. Juvenile life insurance can provide long-term protection while supporting future financial opportunities and wealth-building strategies.
Potential benefits include:
- Early coverage protection
- Cash value accumulation opportunities
- Future insurability benefits
- Long-term financial planning advantages
Additional Insurance & Financial Solutions
Every family's financial needs are different, and sometimes the right strategy involves more than a single insurance product.
In addition to our core insurance solutions, Samantha & Cole Frank - Equis can help clients explore additional options that support long-term financial security, retirement planning, and supplemental protection.
Through our partnership with Equis, we have access to a broad range of insurance and financial products designed to help individuals and families prepare for life's expected and unexpected moments.
If you're interested in learning more about annuities, retirement-focused strategies, supplemental insurance products, or other available solutions, we're happy to discuss your goals and help you understand the options that may be available to you.
Licensed to Serve Multiple States
Samantha & Cole Frank - Equis are currently licensed to serve clients in:
Montana (MT)
Washington (WA)
Wyoming (WY)
North Dakota (ND)
Idaho (ID)
Pennsylvania (PA)
Whether you're located in Billings or elsewhere within our licensed service areas, we're available to help through phone, virtual, and in-person consultations.
Why Work With Samantha & Cole Frank - Equis?
Choosing insurance coverage is an important decision, and having the right guidance can make all the difference.
Families choose Samantha & Cole Frank - Equis because we provide:
Personalized Recommendations
We take the time to understand your goals and help identify solutions that fit your unique needs.
Education-First Guidance
Our focus is on helping you understand your options so you can make informed decisions with confidence.
Local Service with Expanded Reach
Based in Billings, Montana, we're proud to serve our local community while helping clients throughout multiple licensed states.
In-Person & Virtual Consultations
We make it easy to get the guidance you need through flexible appointment options.
Access to Equis Resources
As part of the Equis network, we have access to a wide range of insurance and financial solutions that help us serve clients with diverse goals and needs.
Ready to Explore Your Options?
Whether you're seeking life insurance, mortgage protection, final expense coverage, child wealth planning solutions, or strategies designed to support your long-term financial goals, we're here to help.
Let's start with a conversation.
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SAMANTH FRANK
COLE FRANK
Serving Montana, Washington, Wyoming, North Dakota, Idaho, and Pennsylvania through in-person and virtual consultations.